Salary Transfer Loan

Unlock the Benefits of a Salary Transfer Loan

At Essa Finance, we understand that financial stability is a crucial part of your life’s journey. Our Salary Transfer Loan service is designed to empower you by offering a secure, low-interest loan option. This type of Personal Loan can be the key to securing your financial future and achieving your personal goals.

Overview

A Salary Transfer Loan is a smart financial choice for individuals who have their salary transferred to a specific bank. This loan category offers several advantages, including lower interest rates compared to other loan options. At Essa Finance, we provide you with the opportunity to make your financial aspirations a reality.

Eligibility Criteria

We aim to make financial security accessible to a wide range of individuals. To be eligible for a Salary Transfer Loan with Essa Finance, you should meet the following criteria:

Minimum Monthly Salary: Maintain a monthly salary of AED 5,000 or above.

Age: Aged between 21 to 60 years.

Length of Service: Have a minimum of 3 months of employment or confirmed service.

Company: Eligible for employees of listed companies with banks.

AECB (Al Etihad Credit Bureau): While existing credit history is preferred, it is not mandatory.

Requirements

To initiate your Salary Transfer Loan application, you’ll need to provide the following mandatory documents and information:

Valid Copy of Passport, Resident Visa, and Emirates ID: Proof of your identity and residence status.

Salary Transfer Letter: Documentation confirming the transfer of your salary to the respective bank.

3 Months Bank Statement: A record of your financial transactions for the past three months.

Essa Finance’s Salary Transfer Loan is the key to securing your financial future with the advantage of lower interest rates. It is an opportunity to achieve your financial aspirations and enjoy peace of mind. Apply for a Salary Transfer Loan with Essa Finance and unlock the benefits of financial stability and security. Your financial well-being is our top priority.

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