Personal Account

Your Financial Life, Your Way

Essa Finance understands that managing your personal finances is a deeply personal journey. That’s why we offer a variety of Personal Account options, each designed to cater to your unique needs. Whether you’re seeking a simple salary account or a more specialized account for non-residents, we have the right solution for you.

Overview

Our Personal Accounts provide you with a secure and convenient way to manage your day-to-day finances. We recognize that one size does not fit all, so our range of account types ensures that you find the perfect match for your financial requirements. Our Personal Accounts are user-friendly and come with a host of features and benefits that make managing your money a breeze.

Eligibility Criteria

To open a Personal Account with Essa Finance, you will need to meet certain eligibility criteria, which may vary based on the specific type of account you’re interested in. Here are some common criteria you may encounter:

Minimum Monthly Salary: For salary accounts, you may be required to have a minimum monthly salary, typically starting from AED 5,000 or above.

Age: Generally, you need to be at least 21 years old to open a personal account. The maximum age limit may vary depending on your employment type and the specific bank’s policies.

Company: Personal account options are available to both employees of listed and non-listed companies.

Residency Status: For non-resident accounts, you may need to provide documentation confirming your non-resident status.

Requirements

The process of opening a Personal Account with Essa Finance is straightforward, and we will guide you every step of the way. To initiate the account opening process, you will typically need to provide the following mandatory documents and information:

Valid Copy of Passport, Resident Visa, and Emirates ID: Proof of your identity and residence status.

Income Proof: For certain accounts, you may be required to provide documentation that confirms your income source.

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