At Essa Finance, we understand the significance of owning your dream home. Our home loan services are tailored to turn your homeownership dreams into a reality. Whether you’re a first-time buyer, looking to refinance your existing property, or in need of extra funds for other important ventures, our home loans offer a clear path to acquiring the home you desire.
Purchasing a home is a monumental financial decision, and at Essa Finance, we’re committed to making the process as smooth and seamless as possible. Our home loan services are designed to provide you with the necessary financial support to acquire your dream home, refinance your current property, or access liquid funds for other essential financial needs.
Our eligibility criteria for home loans are designed to be accessible to a wide range of individuals. To apply for a home loan with Essa Finance, you should meet the following criteria:
Age: You need to be at least 21 years old to buy a property.
Maximum Age: The maximum age to secure a home loan is typically 58 years for salaried individuals and 60 years for self-employed applicants. However, this can vary according to the lender.
Steady Income: You should have a reliable income source to determine your loan amount.
Good Credit Record: Maintaining a good credit record is essential for a successful home loan application.
To initiate your home loan application, you’ll need to provide the following mandatory documents and information:
Passport Copy: Proof of your identity.
Resident Visa (for residents): Verification of your legal status in the UAE.
Utility Bill: As proof of residence.
Bank Statement: A statement of your bank account to assess your financial history.
Salary Proof (for salaried individuals): Such as a salary certificate or pay slip.
Business Income Proof (for self-employed individuals): Documentation to confirm your business income.
Step into a world of financial empowerment with Essa Finance. We are your passport to financial excellence, offering a unique blend of financial acumen and unwavering dedication to safeguard your financial interests.”
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