Debt Consultation

Expert Guidance for a Secure Financial Future

At Essa Finance, we understand that managing your finances can sometimes be challenging, and unexpected debt issues can arise. Our Debt Consultation service is designed to provide you with the expert guidance and assistance you need to navigate your financial challenges and find effective solutions.

Overview

Debt Consultation is a crucial service for those who are grappling with financial distress, managing debt efficiently, and seeking expert advice. At Essa Finance, we offer free debt consultation services to assist individuals in understanding their financial situations better and identifying effective strategies to regain control.

Free Counseling

We take pride in being the only firm in the UAE that provides free debt consultation for everyone. Whether you have questions about your current financial situation, require advice on managing your debt, or need clarity on your financial challenges, our expert consultants are available to serve you.

Eligibility Criteria

To benefit from our Debt Consultation service, there are certain eligibility criteria that you should typically meet:

Minimum Monthly Salary: Maintain a monthly salary of AED 5,000 or above.

Age: Be between 21 to 60 years of age.

Length of Service: Have a minimum of 6 months of employment or confirmed service.

Company: Open for employees of both listed and non-listed companies.

AECB (Al Etihad Credit Bureau): While not mandatory, having an existing credit history can be beneficial.

Requirements

To access our Debt Consultation service, you’ll need to provide specific documents and information, including:

Valid Copy of Passport, Resident Visa, and Emirates ID: Proof of your identity and residence status.

Salary Certificate/Payslips: Documentation confirming your employment and salary details.

3 Months Bank Statement: A record of your financial transactions for the past three months.

 

Essa Finance’s Debt Consultation service is your compass to navigate the challenging seas of financial uncertainty. Our expert consultants are here to provide you with the information, guidance, and support you need to tackle your financial issues. Whether you’re facing financial distress or simply want to gain a better understanding of your financial situation, our free debt consultation is your gateway to a more secure financial future. Reach out to us for expert assistance – your financial well-being is our top priority.

Our Debt Consultation Process

Our debt consultation process involves the following key steps:

Finding a Reliable Representative: We can help you find a trustworthy representative, whether it’s a lawyer or another authorized individual, to negotiate with your creditors and handle discussions with banks on your behalf.

Negotiation with the Bank: Your appointed representative will be an expert negotiator, working with your bank to secure a favorable settlement or restructured debt terms.

Getting It in Writing: Once an agreement with the bank is reached, it’s essential to have all the terms and conditions documented and signed before making any payments.

Clearance & Release Letter: After settling your debt, you will receive a clearance or release letter from your bank, ensuring that your debt is officially resolved.

At Essa Finance, we are the only firm in the UAE to offer free debt consultation services to everyone. We’re here to help you manage your debt, alleviate financial stress, and guide you towards a more secure and peaceful financial future. Contact us today to schedule your free debt consultation and begin your journey to financial relief.

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